Built for modern African businesses

Payments Infrastructure for Africa.

Accept payments, generate virtual accounts, automate collections, manage payouts, and scale your business with powerful APIs built for Africa.

Built for modern African businesses

PaymentsVirtual AccountsSubscriptionsPayoutsSettlementsAPIs
NOVALUMAKUDIATLAS

Products

Everything You Need to Move Money

A complete payment operations layer for teams that need clean APIs, trusted collection flows, and reliable reporting.

Accept Payments

Collect payments through bank transfers, virtual accounts, and multiple channels.

Virtual Accounts

Generate dynamic and reserved virtual accounts for seamless collections.

Payouts

Withdraw funds or request approved payout API access for automated transfers.

Subscriptions

Create plans, issue recurring invoices, and collect renewals with checkout or virtual accounts.

Developer APIs

Powerful APIs and webhooks for custom integrations.

Instant Notifications

Real-time webhooks and payment events.

Merchant Dashboard

Monitor transactions, settlements, and balances.

Security

Enterprise-grade security and compliance.

Product Showcase

Built for Developers and Businesses

Choose the workflow you need and give both engineering and finance teams the same source of truth.

OasisPay Dashboard

Create a payment in seconds

Live

Launch a hosted checkout, issue a bank transfer instruction, and track every collection event from one reference.

NGN 12.8K

Collected today

4,892

Virtual accounts

99.9%

Webhook delivery

Daily

Settlement cycle

const payment = await oasispay.payments.create({
  amount: 5000,
  currency: "NGN",
  paymentMethod: "bank_transfer",
  customer: {
    email: "[email protected]"
  }
});

Virtual Accounts

Virtual Accounts Made Simple

Generate accounts, receive payments, reconcile automatically, and notify your systems without manual matching.

Generate account

Receive payment

Auto reconciliation

Receive webhook

Payouts

Payouts for Approved Merchants

Move money from collection to withdrawal, vendor payment, customer refund, referral reward, or commission payout with controls designed for real business operations.

From collections to controlled payouts

OasisPay helps merchants collect money, monitor available balances, and pay out safely. Dashboard withdrawals remain simple for approved businesses, while automated payout API access is reviewed before activation.

Dashboard withdrawals

Pay your saved settlement or beneficiary accounts from your available balance.

Payout API access

Automate transfers for referrals, commissions, vendors, creators, and partners after review.

Limits and approvals

Use single-transfer and daily limits to protect merchant funds.

Signed status updates

Track payout processing, success, failure, and reconciliation events.

Payout workflow

1. Collect

Customer pays through checkout or virtual account

2. Available balance

Funds become available after fees, holds, and reconciliation

3. Review access

OasisPay enables payout API only after KYC and risk checks

4. Pay out

Send approved transfers to customers, vendors, referrers, or partners

Payout API is available after business verification and OasisPay approval. This keeps automated money movement secure for merchants and their customers.
Explore payout docs

Subscription Billing

Collect Recurring Revenue with OasisPay

Create plans, bill customers on a schedule, generate renewal invoices, and collect with hosted checkout or virtual accounts so SaaS, membership, and service businesses can keep revenue moving.

Plans

Set weekly, monthly, quarterly, or yearly billing plans in NGN.

Subscribers

Enroll customers and track active, past-due, and expired subscriptions.

Invoices

Generate renewal invoices with payment links and clear due dates.

Renewal alerts

Send signed webhook events when subscription payments succeed or fail.

Built for the Nigerian recurring-payment reality

Customers can pay renewal invoices through OasisPay checkout or virtual-account collection flows. Merchants receive normalized subscription and payment webhooks without needing a separate API product.

Recurring workflow

1

Create plan

Define the amount, billing interval, and customer-facing plan name.

2

Start subscription

Enroll a customer and create the first invoice automatically.

3

Collect renewal

Send a checkout link or accept transfer through a dedicated account.

4

Notify merchant app

Fire subscription.payment.success or subscription.payment.failed webhooks.

Start billing customers

API Infrastructure

Developer-First Infrastructure

REST APIs, signed webhooks, SDK-ready primitives, and a sandbox environment for shipping payment workflows with confidence.

REST APIs
Webhooks
SDKs
Sandbox Environment
Read Documentation
const payment = await oasispay.payments.create({
  amount: 5000,
  currency: "NGN",
  customer: { email: "[email protected]" }
});

Security

Built for Trust

Security and operational visibility are part of the platform, not an afterthought.

Encryption

Fraud Detection

Audit Logs

Role-Based Access

Secure Webhooks

Monitoring

Security dashboard

Operational controls

12.4K

API requests

482K

Risk checks

12

Regions

Webhook signature verified
RBAC policy enforced
Audit log exported

How It Works

From account to settlement in four steps

A simple operational path for developers, finance teams, and founders.

01

Create Account

Move from setup to automated collection with clear status at every step.

02

Generate Payment

Move from setup to automated collection with clear status at every step.

03

Receive Payments

Move from setup to automated collection with clear status at every step.

04

Get Settled

Move from setup to automated collection with clear status at every step.

Use Cases

One platform for many payment workflows

From schools and subscriptions to marketplaces and logistics, OasisPay fits into the money movement you already run.

E-commerce
SaaS
Marketplaces
Fintech
Schools
Logistics
Subscriptions
Referral Payouts

99.9%

Uptime

"OasisPay gave our finance team one clean view of transfers, virtual accounts, and settlements."

Amaka N.

Finance Manager, RetailOS

"The APIs feel built for the way African payment operations actually work."

Tunde A.

CTO, MarketGrid

"We moved from manual matching to automated collections without rebuilding our checkout stack."

Sarah K.

Founder, Learnly

Build the Future of Payments in Africa

Start accepting payments, automating collections, managing payouts, and scaling your business with OasisPay.

OasisPay — Payments Infrastructure for Africa